07-21-2006, 03:54 AM
I am not an expert on Islamic finance, but it depends on all what kind of a product the deposit is in and if (in most cases is) the bank has made it known to its customers what the modalities for their profit / loss sharing is. In case of absence of all such information based on historic trend (of pay offs by the bank) and other factors (inflationary and/or consumer index)this can be accrued.
